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Budget-friendly tips to help you pay for the rising cost of living

To have real control over where your money is going, itas best to outline what you plan on spending before it is spent

FP Explains: How to use life insurance to save tax and build wealth

Life insurance can be a lifelong financial friend whether itas for estate planning, investing or as tax-free deposits into your account at retirement

A deep dive into the 'strategic' capital gain and loss planning you should do this year

When capital gains are inevitable, use these strategies to reduce your tax

This couple kept their finances separate which helped set them up for a solid retirementA A A

'This couple has done everything right,' expert says. 'Their bookkeeping process of separate finances gives them a good focus on their finances'

Job risk and illness complicate this Alberta couple's retirement outlook

Larry and Jessica have no choice but to accept the process of reduced global dependence on oil, but they have the resources to retire with financial security

The pandemic has complicated child support payments by the self-employed

Laurie H. Pawlitza: Courts are more carefully scrutinizing the pre-tax earnings remaining in a corporation controlled by a support payor

Julia's investments are up 60 per cent, but is it enough to let her squeak by in retirement?

The challenge, expert notes, is to find a way for a person with a modest income and pension plan to retire before 65

How to avoid a debt hangover after the holiday spending season

Sometimes a 'sale' only results in spending more instead of saving money

The pandemic wedding boom is in full bloom, but for many young couples the financial picture has never been cloudier

Talking about their sex lives often easier for couples than talking about finances

This Ontario woman needs a retirement tune-up, and downsizing her home could do the trick

Sarah will also have to work part-time for five years to meet her goals of $60,000 a year

Turning rental properties into investment cash flow key to Ontario couple's retirement

'The couple is banking on appreciation to justify the extra risk, complexity and work of owning two rental properties,' expert says

FP Answers: What effect will changing employers have on my investment strategy?

Wilson's new job offers a lot more money, but not the same kind of pension. How will this switch affect the asset mix for his investment portfolio going forward?

Surging real estate wealth is a golden opportunity for some to accelerate retirement plans

Some British Columbia and Ontario residents could do downsizes of $1 million or more and live in comparable homes

Couple with under $200K in assets needs to pay down debt to make retirement math work

East coast couple has to realize that balancing costs and income will be a challenge

Why failure to disclose financial information is 'the cancer' of family law

Ontario woman claims husband said his net worth was zero, while he told the bank it was $21 million

This couple is so meticulous in their planning, they're even thinking about their cats' future

'Their frugal ways will protect their financial future,' expert says

'Til debt do us part? How to avoid fighting about money when combining finances

It is essential to have clear, honest and open communication when it comes to organizing your finances with a new partner

B.C. couple considers commuting their pensions, but managing money comes with big risks

Rather than commute pensions, they could close the gap by spending some of their $256,000 in RRSPs

Couple with special needs child wants to ensure she's taken care of before they plan retirement

Their choice to close the gap is either to spend less or to sell their $400,000 antique car

Possible downsides behind record increase in home equity lines of credit

Consumers who are considering consolidating their debt into their mortgage or HELOC should first review their spending habits

Move to Calgary would cut this frugal Yukon couple's expenses even further in retirement

Two-defined benefit pensions, no debt and savings add to their security

What you should expect from your investment adviser

Clients and advisers must respect each other and like one another. This is a long-term relationship with regular contact

Stop putting it off a Adult children need to have that difficult talk about aging with their parents now

No one wants to plan for their parents being incapacitated, but itas important to do so before you are forced into making quick decisions

Smart planning, investments put this Indigenous couple's retirement on solid ground

'Tax law, ambition and frugality will give this couple a very comfortable retirement'

FP Explains: Everything you need to know about using a reverse mortgage

Youave seen the commercials advising a reverse mortgage to help you get the cash flow to maintain your retirement lifestyle. Letas run the numbers

How to get in control of the financial issues stressing you out

Use these tips to take control of your spending and ease your anxiety

What to expect (financially) when you're expecting

Jason Heath: New parents have a lot to learn and these financial considerations can help families feel a bit more prepared

Why numbers say you need to start planning for your kids' future education now

Here are some fast facts about paying for post-secondary education in Canada

This Ontario couple has nearly $4 million in assets, but the real-estate heavy mix needs to change

They have four rentals, with a present value of $2.29 million, yielding a 3 per cent return. Sell the rentals, expert advises

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Massey researchers awarded Earthquake Commission Biennial Grants

Three Massey University researchers have been awarded a total of nearly $200,000 from the Earthquake Commission, to help New Zealanders better understand our natural hazard risk and identify ways to reduce the impact of those hazards.

Researchers receive Rutherford Medal

The He Kāinga Oranga/Housing and Health Research Programme has been awarded the Rutherford Medal.

Rising house prices and increase in interest rate lead to decline in home affordability

The latest Home Affordability Report shows an overall decline in national affordability over the most recent quarter, largely driven by soaring house prices and an increasing interest rate.

Factsheets on preventing plastics pollution in the Pacific launched

A range of factsheets focused on preventing plastics pollution in the Pacific have been produced by Massey's Dr Trisia Farrelly and Dr Sascha Fuller of The University of Newcastle.

Level of expenditure above NZ Superannuation continues to increase

The average retired household continues to spend in excess of New Zealand Superannuation, highlighting the importance of preparing for retirement.

Which sports drinks are best for hydration?

Hypotonic drinks ingested during exercise hydrate better than isotonic, hypertonic, and water-based sports drinks, according to new research.

Microplastics revealed in New Zealand marine mammals for the first time

Scientists have found microplastics in all New Zealand dolphins they examined, a new study has revealed.

HRC funds study of mātauranga Māori (traditional knowledge) of nutrition-related wellbeing

Dr Nikki Renall, Taranaki, has been awarded a Māori Health Research Postdoctoral Fellowship grant from the Health Research Council of New Zealand.

Saving crucial seconds before an earthquake hits

Many of us know that feeling when an earthquake hits - sometimes our first thoughts are wondering whether it is even an earthquake, which means potential life-saving seconds are lost before we take action.

Researchers seek to understand sleep support for perinatal mothers

Researchers from the Sleep/Wake Research Centre are hoping to develop an understanding of the sleep-related information, services and interventions offered to perinatal mothers.

New research finds virtual reality could help treat anxiety

Virtual reality has been found to be an effective treatment method for anxiety, according to a new study led by Computer Science Senior Lecturer Dr Nilufar Baghaei and co-authored by PhD student Vibhav Chitale.

New infographics provide insights from women coaches

Insights into women coaches in Aotearoa New Zealand are revealed in a series of three infographics released by High Performance Sport New Zealand together with Massey University.

Vegetables come first for PhD student

There's a rising interest in a 'vegetable first approach' for babies starting to eat solids, and whether this has an impact on their diet later in life.

New study highlights differences in New Zealand beef

Pasture-raised beef is the cornerstone of the New Zealand meat industry. But do we really understand the benefits we get from the meat when it is raised this way?

New research reveals emerging environmental contaminants of concern in NZ dolphins

Scientists have revealed emerging environmental contaminants of concern within New Zealand dolphins, with similar pollution levels to Japan.

Contraception choices highlighted by Massey researcher on podcast

Health Psychologist Dr Tracy Morison has shared her research on the complexities around contraception choice in an episode of international science podcast, ResearchPod.

Giant Waikato penguin: school kids discover new species

A giant fossilised penguin discovered by Hamilton school children has been revealed as a new species by Massey University researchers.

Story-sharing research project looks at service engagement and unmet needs in healthcare

Wāhi Kōrero, an online platform providing people an anonymous space to share their experiences with the health system, was recently launched by Massey researchers.

MBIE funding awarded to researchers for innovative, cutting-edge projects

Four projects led by Massey University researchers have been awarded more than $12 million in the Ministry of Business, Innovation and Employment's (MBIE) 2021 Endeavour Fund.

She Got the Power

Can pop music promote feminism? Can young women be empowered by female pop music performers?

How can I protect my investments from inflation?

Whether you hedge inflation or look for a return that outpaces inflation, here's how to prepare.

How to catch up on retirement savings in your 50s

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How do you know you're really ready to retire early?

The heavy lift for early retirement is getting to your magic savings number, but there are many other details to consider before quitting your job.

3 reasons to retire as early as you can

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In your 40s with no retirement savings? Make these your next moves

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Retirement planning mistakes you probably don't realize you're making

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How can I get downside risk protection with robo-advisors?

Robo-advisors are a smart way to invest your money, particularly in good times. But in a changing market, algorithms can leave you exposed. Here's how to protect yourself.

Companies where tomorrow's graduates want to work

Recent graduates still covet jobs on Wall Street or at prestigious consulting firms. But high-profile tech companies are also on their short lists of potential employers.

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Can a Small Business Invest in Stocks?

When you own a small business, it's all about income. A classic shop or store may have profits from sales or service. A startup may have venture capital money coming in. In either case, you might need to get a little more creative with your revenue streams. Individuals and investment funds can make money off the stock market, so why not your small business? But before you start day trading with company funds, here's what you need to know about your small business investing in stocks.

Do I Need a Lawyer to Form a Nonprofit?

Find out whether you really need an attorney to help you form a nonprofit on FindLaw's Do I Need a Lawyer to Form a Nonprofit?

EEOC: Businesses May Mandate COVID-19 Vaccinations

COVID-19 vaccinations could be a requirement for many returning to work.

What to Do When Employees Do Not Want to Return to Work

This FindLaw.com blog post looks at what employers can do if they have employees who don't want to return to work after COVID-19.

Safety Measures Small Businesses Should Keep in Mind When Reopening

Among the uncertainties small businesses face in reopening from coronavirus shutdown: How to keep everyone safe.

Should Businesses Be Protected From COVID-19 Lawsuits When They Reopen?

How much protection from liability should businesses have when they reopen following COVID-19 lockdowns?

Can a Small Business Owner File for Unemployment?

We hear all the time about unemployment benefits for laid-off workers. But what about unemployment benefits for business owners? If you owned an unlucky small business (or you owned a business during an unlucky time such as the COVID-19 outbreak), are you out of luck when it comes to unemployment? In normal times, you would only be eligible for unemployment benefits if your small business 1) paid you a regular salary, and 2) paid unemployment taxes on your salary.

How Influential Are Social Media Influencers?

Social media influencers are influencing consumer behavior, but some bad actors are drawing FTC attention.

No More Foie Gras in New York City

Foie gras is going away in NYC, along with a few other practices that animal rights activists consider cruel. Learn more on FindLaw's Free Enterprise.

Trade War Leads to Increase in Hemp Farming

As the trade war continues and more rain pounds the Midwest, some farmers are turning to legal hemp. But there are risks. Learn more on FindLaw's Free Enterprise.

How to Clean a Fabric Sofa with Vinegar

Your sofa is a hub for dirt and odors, and cleaning it can seem like a hassle. If you donat have hundreds of dollars to spend on getting your fabric sofa professionally cleaned and hate the chemical smell of some fabric cleaners, vinegar may be the perfect solution! Keep reading to find out how you can clean your fabric sofa with vinegar and a few household items.

How to Start a Pest Control Business

If youare looking to start your own pest control business, navigating the info on startup costs and permits might seem trickyabut we've got you covered. Pest control is a lucrative, exciting industry to hop into right now, since employment of pest control workers alone is predicted to grow 10% from 2020 to 2030. To help you launch your own pest control company, we'll walk you through the key info on potential costs and profits, licensing, branding, and more.

How to Create a Virtual Recipe Box

Much to the dismay of the cookbook industry, digital recipe storage has exploded in popularity, making paper recipes a relic of the past. This has led to the creation of many recipe management apps and websites, such as Paprika and Recipe Keeper. While many apps likely outshine your old recipe index cards, they (and most other) all require payment to take advantage of their coolest features. This wikiHow article will show you how to make a completely-free virtual recipe box that you can access from any computer, phone, or tablet, no matter where you are.

How to Keep Mice Out of a Camper

Campers are great for exploring the open road and making memories with your family, but nothing ruins a trip faster than spotting a mouse (or the damage done by one). Whether youare currently on the road or have put your camper in storage for the season, there are lots of ways to keep mice out of a camper or RV. What if theyave already gotten inside? Donat worry, weave got strategies for getting rid of them and making sure they donat come back, too.This article is based off an interview with our MMPC-certified pest control specialist, Kevin Carrillo. Check out the full interview here.

How to Why Does Your Plant Soil Have Mold

Spotting mold growing on top of your beautiful houseplant's soil is never a welcome surprise. Moldy soil isnat uncommon, and it's usually easy to get rid of. Keep reading to learn why your plant soil has mold in the first place, what you can do about it, and how to keep it from coming back.

How to Fix a Leaky Sink Trap

So, you heard a adrip-dripa coming from under your kitchen or bathroom sink and found a little puddle of water when you opened the cabinet door. Fear notathis is a fix you can handle without calling a plumber! In many cases, fixing a leaky sink trap (P-trap) can be done in seconds and without any tools. Even if your case is a little more complicated, a quick trip to the hardware store is usually all you need to get the job done yourself.

How to Reduce Pesticide Residues in Food

When you buy food from the grocery store, pesticides are unavoidable. While studies show that minimal amounts of pesticide residue in food isnat harmful, itas still a good idea to avoid it when you can, since even small amounts can build up in your body over time. In this wikiHow, weave compiled 11 ways you can reduce the pesticide residue in your food both in your shopping practices and after you get home.

How to Save for a Family Vacation

A family vacation is a perfect time to get away from the daily routine, have some adventures, and make some memories. Saving for a vacation can be stressful, though. You already know about budgeting, but sometimes it can be tough to find spots where you can cut expenses. Never fear! We here at wikiHow have some great ideas you can use to free up money you're already making for your vacation fund, plus bring in some more.

How to Find the Admin of a Facebook Page

Do you need to find the admin of a Facebook page you're not a part of? Admins manage the posts and members of a given Facebook Page. There are times you may want to find and contact the Admin to ask a question, address an issue, or just to know who's behind the page. This wikiHow article will teach you how to find the Admin of a Facebook Page, whether you're a part of the page or not.

How to Retire if You Do Not Own a Home

Planning for retirement can feel like a balancing act! You have to save for your retirement needs while currently paying expenses like a mortgage or monthly rent. Plus, you'll need to decide what type of housing will suit your retirement lifestyle best. We'll give you suggestions for renting, downsizing, or finding other ways to pay off a mortgage early so you can enjoy peace of mind during your golden years.

How to Harvest Leeks

So you planted some delicious leeks in your garden and are excited to cook with them, but how can you tell when theyare ready to use? Luckily, there are a few sure signs to look for around harvest time. We know you have a few questions about digging up and storing your leeks, so just keep reading for all the answers you need!

How to Hang Christmas Lights Inside Windows

Putting up Christmas lights inside your home is a great way to get into the holiday spirit! Plus, they will make the interior of your home feel cozy and cheerful. Whether you want to avoid the difficulties of trying to put up lights in the cold, or just hope to make your house look festive inside and out, hanging Christmas lights in your windows is a simple way to decorate for the best season of the year!

How to Get a PS5

Since its initial release, both the Standard Edition and the Digital Edition of the PlayStation 5 have been almost impossible to get, and with the holidays just around the corner, finding them will not get any easier. Thankfully, as the shortage has continued, more methods to help you purchase Sonyas newest gaming console have popped up. This wikiHow article will show you how to maximize your chances of securing a PS5.

How to Pressure Wash Windows

When itas time to clean your windows, look no further than the power washer you might already have at home. Using a power washer to clean off your windows can speed up the process immensely, so you wonat have to spend all day on this chore! Pressure washing your windows the wrong way can lead to damage or cracks in the glass, so itas important to take a few safety precautions before you start. Read through this article for step by step instructions on how to use a pressure washer to safely clean your windows in a single afternoon.This article is based off an interview with our professional window cleaning specialist, Ben Barlow, owner of Barlow Window Bros. Check out the full interview here.

How to Make the First Move on a Guy Online

Chatting with a cute guy online is super fun, but moving from an online convo to an in-person date can feel like it takes forever. If you want to make the first move on a guy but you aren't sure how, youare not alone! With these helpful tips, you can maintain your confidence and gather the courage to make the first move on a guy and (hopefully) land a date.This article is based off an interview with our professional dating coach, Collette Gee. Check out the full interview here.

How to Cook Rice with Chicken Broth

Replacing water with chicken broth is one of the easiest ways to boost the flavor of your rice. Choose white or brown rice and decide if you'd like to add any other seasonings to the dish. You can use your preferred cooking method to make the rice with chicken broth. As long as you have the right ratio of broth to the type of rice you're cooking, you can enjoy a delicious side dish.

How to Remove a Roku Account from a TV

This wikiHow article will teach you how to remove a Roku account from a TV. If you are the owner of the Roku account on the TV and are getting it ready to be sold, you can simply unlink your account from the TV using a web browser so the new owner doesn't have access to your account. However, if you aren't the account owner (like your roommate that suddenly moved out) or just want to sign in with a different account, performing a factory reset will clear all the personal data from the TV.

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